Broker Check


The PFS Chart Chat blog was created to help provide explanation and context around current financial data; digging for the meaning in market graphs and economic charts. 

When the talking heads in the media are spewing jargon, we provide education so that you can have an intelligent conversation about what is really going on.


The views and opinions expressed here are solely those of Neil Marks and Jeffrey Marks. All information is believed to be from reliable resources; however, we make no representation as to its completeness or accuracy. Discuss all information with your individual advisor prior to implementation.


Wednesday, April 3, 2024

Tax season is here: Neil discusses the current tax brackets under the Tax Cuts and Jobs Act (TCJA 2017) and the potential sunsetting of those rates in 2026. There are a few brackets that look to be more impacted than others.


Wednesday, February 21, 2024

There is always a lot of media hype over how the presidential election will affect the economy and financial markets. Does it really? Neil discusses some historical context and perspective of the economy in general.


Friday, December 29, 2023

A look at the annual returns of a 60/40 portfolio as illustrated by the S&P 500 and Bloomberg US Aggregate Bond Indices. Neil discusses how that last two years have compared and what a wild ride it has been.


Wednesday, November 15, 2023

Neil Discusses CPI as an inflation measurement and the components that make up the number. Our personal budgets are all affected differently. .... Also No-Shave November, Cancer Awareness and Platelet Donation!


Thursday, October 12, 2023

Online fraud is more common than ever. Neil reviews some of the FBI's IC3 (Internet Crime Complaint Center) report and shares a suspicious email with some tools to help verify the validity of a sender.


Show All

Thursday, August 3, 2023

How is the labor market holding up while the Federal Reserve has been trying to slow inflation? This chart shows the number of unemployed per job opening from the JOLTS report released 8/1/23. There are still more jobs than job seekers!


Friday, June 30, 2023

Let's take a little extra time to appreciate the Freedom that we enjoy living in the greatest country on Earth. Happy Fourth of July!!!!!!!!!!!


Tuesday, May 30, 2023

The Debt Ceiling!!!!! What is it, where did it come from, and why should we care? Neil discusses a bit about the origin and history of the upper limit that the US Treasury is allowed to borrow, and how it has changed over time.


Tuesday, April 18, 2023

Tax Day: Are we in a low tax environment? A historical perspective says we may be. On Tax Day, Neil talks about the current income tax rates compared to rates throughout the history of the Federal Income Tax back going back to 1913.


Tuesday, February 28, 2023

The Yield Curve; what is it and what does it mean to be inverted? Neil spends a few minutes discussing the relationship between bond yields and their maturities and how the current environment is abnormal.


Wednesday, January 18, 2023

A review of several market indices and their movements since October 12th.


Thursday, December 22, 2022

A discussion about how companies of different sizes impact the movement of the S&P 500 index and the concentration of the largest 10.


Wednesday, November 23, 2022

Inflation as it relates to Thanksgiving dinner


Thursday, October 27, 2022

A review of the Personal Consumption Expenditures (PCE) broken down by goods and services demonstrates how our economy shifted dramatically due to the Pandemic.


Monday, October 10, 2022

A review of the "Heat Map" and asset class returns year by year.


Friday, September 23, 2022

The Federal Reserve's Dot Plot. A look at what the Fed thinks they will need to do with interest rates as provided in their quarterly Summary of Economic Projections (SEP).


Friday, September 16, 2022

PFS Charts Chat about the recent Producer Price Index (PPI) readings and what that means for us as consumers.